Special Needs Planning


What if a disabled family member could qualify for government assistance, but for assets they own in excess of the limits?


What if you or someone else wants to leave an inheritance for that family member that could disqualify them for public benefits they need?


What should you do when a disabled adult on SSI and Medicaid needs your help, but can't accept direct gifts?


Special needs planning is all about protecting and maximizing public benefits. It's also about protecting assets from those who might exploit a vulnerable adult.


Susan can show you how your loved one can benefit simultaneously from both public and private support. Through a supplemental needs trust, and other mechanisms, assets can be segregated, protected and distributed for the benefit of your loved one without exposure to creditors, or rules that require spend down. Susan can also help you evaluate whether a  "pooled" trust is a good option for your loved one.